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Mortgage Broker Cape Coral FL | Home Loans | Island Coast Mortgage

If you are ready to take advantage of our Lowest Rate Guarantee, free closing costs and fast approvals, give us a call today at 239-214-7011.

Call Us Today! 239-214-7011
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Welcome to Island Coast Mortgage

Top Rated Mortgage Broker in Cape Coral FL

Miles of beaches and a beautiful home are waiting for you in sun-drenched Cape Coral.

But with Island Coast Mortgage on your side, you don’t need to wait any longer to move into the home of your dreams.

We offer Early Approvals so you can close fast on your perfect Florida home. We also guarantee the lowest mortgage rates in the region.

JB Broughton - Operations Manager

We Offer These Types of Loans in Florida

Why Island Coast Mortgage?

We’ve been making it fast, easy, and affordable for customers in Cape Coral and throughout Florida to apply for a mortgage since 1986. With over three decades of experience, we are experts in the local market and in every loan situation.

Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process.

You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage. In fact, helping customers with swift credit repair when necessary is among our specialties. We also offer loan products such as FHA, VA and USDA which feature flexible credit approval.

With our variety of loan products, you can find a suitable mortgage for any situation. We even offer specialty products such as our manufactured housing loans and ITIN loans.

As a mortgage broker, we shop a network of wholesale lenders in order to bring you the lowest rates, guaranteed.

We also offer down payment assistance.

With our Early Approvals program, you can close rapidly on your dream property in Cape Coral.

Understanding the Loan Process

3 Simple Steps to Pre-Approval which is extremely valuable in the
competitive Cape Coral, Florida market.

  • 1. Schedule A FREE Consultation
  • 2. Develop A Mortgage Plan with your Consultant
  • 3. Apply and receive a same day free no obligation approval
Schedule a FREE Consultation Now!
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See What Our Clients Are Saying About Us!

Island Coast Mortgage
Island Coast Mortgage
4.9
Based on 89 reviews
Write a review
jesus folgueira
jesus folgueira
12:37 17 Oct 24
Would like to express our sincere gratitude to JB Broughton for all his outstanding work in obtaining our mortgage for us. We would highly recommend his services to anyone. From the first point of... contact right through to the end he provided a first class service, always dealing with any queries we had, always contactable and even when busy he returns calls. From the moment we met him, he put us at ease, his knowledge and expertise of the industry shines through. We would like to thank you so much JB for helping us get our home together.Jesus and Neryread more
Yvonne Doll
Yvonne Doll
18:10 09 Sep 24
This right here is what a happy first~time homebuyer 🏡 looks like!!! The perfect home, at the perfect time with the perfect financing plan... All this turns into the perfect Welcome Home &... a Forever Friendship!!Let's congratulate Mikey & Sabrina Suarez on a job well done! We ran the marathon, we jumped the hoops and we got it done! You could be next... Huge shout-out again to JB Broughton & Lynn Torres with Island Coast Mortgage for their diligence & know-how to put the perfect loan together, you guys ROCK! ☆☆☆☆☆ Welcome Home Suarez Family, welcome home!read more
Janie Orr
Janie Orr
23:33 19 Aug 24
We used Island Coast Mortgage since we were first time home buyers. Lynn was very responsive and helped us every step of the way. She gave us advise on everything and kept on top from beginning to... end .She went out of her way to help us secure homeowners insurance since we had no idea what we were doing . I highly recommend them for all your mortgage needs. They will not disappoint you.read more
Jose P
Jose P
18:58 26 Apr 24
I'd like to express my utmost satisfaction with Island Coast Mortgage for their exceptional handling of this transaction. Their efficiency and seamless management, coupled with their outstanding... communication throughout every step, have truly impressed me. I wholeheartedly recommend their services—you won't be disappointed.Thank you again to JB and his amazing Team my God bless you all!read more
Rodni Cruz
Rodni Cruz
19:40 25 Sep 23
I recently purchased a home and had the pleasure of working with JB Broughton and Lynn Torres from Island Coast Mortgage. From the moment I reached out, JB was incredibly friendly, approachable, and... non-judgmental. He’s so easygoing. I feel like I’ve known him all my life. He was always just a phone call or text away, making the entire mortgage process seamless.Lynn Torres handled all the paperwork efficiently, ensuring that everything was in order. What truly stood out was the speed and professionalism of the entire team. We signed the contract and closed within just a few weeks, thanks to their fast, friendly, and highly professional approach.I can't express how grateful I am to JB, Lynn, and the entire Island Coast Mortgage team for making my home buying experience smooth and stress-free. I highly recommend their services to anyone in need of mortgage assistance. They truly go above and beyond to deliver exceptional service.read more
Jennifer Pack
Jennifer Pack
17:37 18 Jun 20
JB Broughton is the absolute BEST! I highly recommend. Thank you for everything and in a timely manner.
Amanda Cruz
Amanda Cruz
17:01 17 Jun 20
A friend of mine recommended using JB for purchasing my 1st home, and I’m so glad she did! Both JB and Lynn were quick about getting things done and helped answer any questions along the way. I got a... low interest rate, and he got it even lower just before we closed. I highly recommend using Island Coast Mortgage for your home buying needs!read more
Doreen Lehner
Doreen Lehner
12:44 29 May 20
*******There are not enough Stars to rate JB and Lynn at Island Coast Mortgage!!! Outstanding....Unsurpassed Service!!!! They do not quit until you have Success!!! I have Mortgages many homes and... this is the Best Ever!! Extremely Knowledgeable....Personable....and obtained me the Best Loan with the Lowest Rate!!!!read more
Izai Sanchez
Izai Sanchez
18:16 31 Jan 20
As a Realtor, you try to find connections with lenders that are hardworking and willing to do whatever it takes to be there for your clients 24/7. I had the pleasure of working with Ivan Sanchez, who... was always there for my clients and kept them informed every step of the way. Fulfilling our clients dream of getting them into their home is our number one goal, Ivan certainly goes the extra mile to achieve that goal! If you're looking for a lender that will not give up on you, Ivan is your guy!read more
Rossy Avendano
Rossy Avendano
23:02 25 Sep 19
I definitely recommend island coast mortgage for your house loan. Our realtor agent Ivan Sanchez was very helpful and always available to every call. As a first time home buyer we couldn’t decide... what house to pick, He nicely showed us multiple houses before making a decision. Very young guy but very smart and with experience. Thank you very much for making our dream come true.read more
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Do You Qualify for a Florida Property Tax Exemption?

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Apply for a Competitive Mortgage in FL With Our Low Rate
Guarantee Now

If you are ready to take advantage of our Lowest Rate Guarantee and Early Approvals, please give us a call today at 239-214-7011 to schedule your consultation. We will give you personalized recommendations and get you started on the loan application process.

Schedule a FREE Consultation
jesus folgueira
jesus folgueira
12:37 17 Oct 24
Would like to express our sincere gratitude to JB Broughton for all his outstanding work in obtaining our mortgage for us. We would highly recommend his services to anyone. From the first point of contact right through to the end he provided a first class service, always dealing with any queries we had, always contactable and even when busy he returns calls. From the moment we met him, he put us at ease, his knowledge and expertise of the industry shines through. We would like to thank you so much JB for helping us get our home together.Jesus and Nery
Yvonne Doll
Yvonne Doll
18:10 09 Sep 24
This right here is what a happy first~time homebuyer 🏡 looks like!!! The perfect home, at the perfect time with the perfect financing plan... All this turns into the perfect Welcome Home & a Forever Friendship!!Let's congratulate Mikey & Sabrina Suarez on a job well done! We ran the marathon, we jumped the hoops and we got it done! You could be next... Huge shout-out again to JB Broughton & Lynn Torres with Island Coast Mortgage for their diligence & know-how to put the perfect loan together, you guys ROCK! ☆☆☆☆☆ Welcome Home Suarez Family, welcome home!
Janie Orr
Janie Orr
23:33 19 Aug 24
We used Island Coast Mortgage since we were first time home buyers. Lynn was very responsive and helped us every step of the way. She gave us advise on everything and kept on top from beginning to end .She went out of her way to help us secure homeowners insurance since we had no idea what we were doing . I highly recommend them for all your mortgage needs. They will not disappoint you.
Jose P
Jose P
18:58 26 Apr 24
I'd like to express my utmost satisfaction with Island Coast Mortgage for their exceptional handling of this transaction. Their efficiency and seamless management, coupled with their outstanding communication throughout every step, have truly impressed me. I wholeheartedly recommend their services—you won't be disappointed.Thank you again to JB and his amazing Team my God bless you all!
Rodni Cruz
Rodni Cruz
19:40 25 Sep 23
I recently purchased a home and had the pleasure of working with JB Broughton and Lynn Torres from Island Coast Mortgage. From the moment I reached out, JB was incredibly friendly, approachable, and non-judgmental. He’s so easygoing. I feel like I’ve known him all my life. He was always just a phone call or text away, making the entire mortgage process seamless.Lynn Torres handled all the paperwork efficiently, ensuring that everything was in order. What truly stood out was the speed and professionalism of the entire team. We signed the contract and closed within just a few weeks, thanks to their fast, friendly, and highly professional approach.I can't express how grateful I am to JB, Lynn, and the entire Island Coast Mortgage team for making my home buying experience smooth and stress-free. I highly recommend their services to anyone in need of mortgage assistance. They truly go above and beyond to deliver exceptional service.
Jennifer Pack
Jennifer Pack
17:37 18 Jun 20
JB Broughton is the absolute BEST! I highly recommend. Thank you for everything and in a timely manner.
Amanda Cruz
Amanda Cruz
17:01 17 Jun 20
A friend of mine recommended using JB for purchasing my 1st home, and I’m so glad she did! Both JB and Lynn were quick about getting things done and helped answer any questions along the way. I got a low interest rate, and he got it even lower just before we closed. I highly recommend using Island Coast Mortgage for your home buying needs!
Doreen Lehner
Doreen Lehner
12:44 29 May 20
*******There are not enough Stars to rate JB and Lynn at Island Coast Mortgage!!! Outstanding....Unsurpassed Service!!!! They do not quit until you have Success!!! I have Mortgages many homes and this is the Best Ever!! Extremely Knowledgeable....Personable....and obtained me the Best Loan with the Lowest Rate!!!!
Izai Sanchez
Izai Sanchez
18:16 31 Jan 20
As a Realtor, you try to find connections with lenders that are hardworking and willing to do whatever it takes to be there for your clients 24/7. I had the pleasure of working with Ivan Sanchez, who was always there for my clients and kept them informed every step of the way. Fulfilling our clients dream of getting them into their home is our number one goal, Ivan certainly goes the extra mile to achieve that goal! If you're looking for a lender that will not give up on you, Ivan is your guy!
Rossy Avendano
Rossy Avendano
23:02 25 Sep 19
I definitely recommend island coast mortgage for your house loan. Our realtor agent Ivan Sanchez was very helpful and always available to every call. As a first time home buyer we couldn’t decide what house to pick, He nicely showed us multiple houses before making a decision. Very young guy but very smart and with experience. Thank you very much for making our dream come true.
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